Use This Trick to Spend Only What You Planned

You are in the checkout line.  There sits that widget that screams "buy me".  
You need your morning caffeine.  On the way to work, gourmet coffee shops entice you.
You need your afternoon carbonated drink.  Your car practically knows the way thru the drive-thru.

Can You Avoid UnPlanned Spending?  Just use this Habit Trick

Yes, You Can.   
Wouldn't it be wonderful to decide how much you want to spend on the "silly" items in your life and then have the tool to stick to it?  Odds are, you've heard of this tool already but have just ignored it because you are just too busy or it seems too complicated to deal with.  But allow me to re-introduce you to:  Prepaid Debit Cards.  

How they work:

  • Get a card that you are able to transfer money to.  
  • Transfer your pre-determined $ amount for a pre-determined timeframe on that debit card.
  • Consider the card to be for your "silly" spending temptation.
  • Then, spend.  Think of using it...
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You Want to Buy Something Big? Check this 1st

YOUR FIRST MOVE . . 

Sadly, life isn't like monopoly where the person that gets Boardwalk and Park Place usually win.  The bigger truth today is that we often don't realize the importance of having checked our credit reports at the most crucial times needed.  We are inundated today with "check it once a year".  That's true, of course, but what is even more pressing is when we encounter these major milestones in our lives and don't check our credit reports first.  

I won't beat around the bush.  This applies to all of us.  It especially applies to our young adults.  So whether you are the young adult or the parent, avoid heartache and CHECK YOUR CREDIT REPORT.  

WHY check your credit report?

  • potential employers can look at your credit report (not the score, but the report)
  • home buyers will have their credit checked
  • car buyers can have their credit checked
  • student loan institutions will also check your credit history  
  • any time you...
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Sorority & Rush Costs How Much?

The Obvious and NOT so Obvious Costs to Join a Sorority
Plus!  8 Easy Savings Ideas

Believe it or not, it’s time for the Sorority Recruitment process to begin! The answer to “Mom, can I go through rush?” may send visions of dollar signs dancing in your head. For most, the costs are worth it. They were for us.  But it isn't cheap.  

Knowing costs and benefits ahead of time, can save time and money if you determine now that it isn't a good fit.  The application process requires time, effort, and a bit of cash.  You are smart to consider all of this before you are in too deep.  

But, what exactly are those costs?                                                                                      

Before reading...

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Life Can Be Messy

For those that know us, you've seen our passion and commitment to habit creation.   When we teach our course, we are usually concentrate on how to take habits to advanced levels.  Actually, that does a disservice to the entire system.  Allow us for a minute to discuss habits on a level that fits nearly everyone - clutter.  Are you about to send you child off into the world?  Then send them with the gift of declutter habits.  

As families, we are all busy.  All the time.  Clutter creep happens to us and our kids.  Take an honest look at your house, your desk, or your drawers.  For those that have taken our "Hacking Your Habits" coaching series, you know that we LOVE teaching our habit creation system, and reducing your dependence on willpower to do the trick.   But when it comes to what exciting new habits to create,  we continue to emphasize that it can be so much MORE than just habits in managing your money,...

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Think Small

It’s January (and beyond) and the world around us has already lined up to tell us that those New Year’s resolutions we made generally will fail.   Just today I read articles with these titles: 

“Why do New Year’s Resolutions Fail?”
“Why 80% of New Year’s Resolutions Fail”
“New Year’s Resolutions are Bound to Fail by February”
“Why People Can’t Keep Their New Year’s Resolutions”


50% or More of Our Daily Lives Center around Habits

Why do we run from “habits” and  “resolutions”?  In truth, they are intertwined.  Few people discuss how habits form the basis for resolutions and goals.  In fact, extending the length of habits and even stringing habits together can achieve far more than most think possible. 

Most fear “habits”.  They shouldn’t.  Here’s why. . .

START small

Don’t make your goal or resolution...

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