You Want to Buy Something Big? Check this 1st

YOUR FIRST MOVE . . 

Sadly, life isn't like monopoly where the person that gets Boardwalk and Park Place usually win.  The bigger truth today is that we often don't realize the importance of having checked our credit reports at the most crucial times needed.  We are inundated today with "check it once a year".  That's true, of course, but what is even more pressing is when we encounter these major milestones in our lives and don't check our credit reports first.  

I won't beat around the bush.  This applies to all of us.  It especially applies to our young adults.  So whether you are the young adult or the parent, avoid heartache and CHECK YOUR CREDIT REPORT.  

WHY check your credit report?

  • potential employers can look at your credit report (not the score, but the report)
  • home buyers will have their credit checked
  • car buyers can have their credit checked
  • student loan institutions will also check your credit history  
  • any time you...
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Sorority & Rush Costs How Much?

The Obvious and NOT so Obvious Costs to Join a Sorority
Plus!  8 Easy Savings Ideas

It’s time for Fall Sorority Recruitment! The answer to “Mom, can I go through rush?” may send visions of dollar signs dancing in your head. For most, the costs are worth it. They were for us.  But it isn't cheap.  

But, what exactly are those costs?                                                                                      

Before reading below, please understand that the program at each school will be different, and that dollar amounts can change. Also, some costs are optional or can be creatively modified. But rarely have we seen these cost categories spelled out. Hopefully this blog will help you better prepare for what’s ahead. Our...

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Life Can Be Messy

For those that know us, you've seen our passion and commitment to habit creation.   When we teach our course, we are usually concentrate on how to take habits to advanced levels.  Actually, that does a disservice to the entire system.  Allow us for a minute to discuss habits on a level that fits nearly everyone - clutter.  Are you about to send you child off into the world?  Then send them with the gift of declutter habits.  

As families, we are all busy.  All the time.  Clutter creep happens to us and our kids.  Take an honest look at your house, your desk, or your drawers.  For those that have taken our "Hacking Your Habits" coaching series, you know that we LOVE teaching our habit creation system, and reducing your dependence on willpower to do the trick.   But when it comes to what exciting new habits to create,  we continue to emphasize that it can be so much MORE than just habits in managing your money,...

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Think Small

It’s January (and beyond) and the world around us has already lined up to tell us that those New Year’s resolutions we made generally will fail.   Just today I read articles with these titles: 

“Why do New Year’s Resolutions Fail?”
“Why 80% of New Year’s Resolutions Fail”
“New Year’s Resolutions are Bound to Fail by February”
“Why People Can’t Keep Their New Year’s Resolutions”


50% or More of Our Daily Lives Center around Habits

Why do we run from “habits” and  “resolutions”?  In truth, they are intertwined.  Few people discuss how habits form the basis for resolutions and goals.  In fact, extending the length of habits and even stringing habits together can achieve far more than most think possible. 

Most fear “habits”.  They shouldn’t.  Here’s why. . .

START small

Don’t make your goal or resolution...

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