Boss Your Holiday Money Around

This could be the year you not only get your Christmas and holiday shopping done early, but you can actually buy those gifts with less money, and less stress.

Per The National Retail Federation (NRF.org) we spent an average of $730+ in past Holiday seasons:

After all was said and done, NRF found that holiday sales increased 3.8 percent to $602 billion. More than 90 percent of Americans celebrated Christmas, Kwanza or Hanukah last winter, the most-celebrated season of the year.

Here are concrete suggestions on how to get a handle on this expense:

#1 List whom/what you are buying for...by this weekend.

Many of us can name the obvious family members, but go ahead and think thru those smaller gifts you buy at the last minute for those people that you always forget to buy for. Think thru your daily life and list those that might slip our minds: the piano teacher, your parents care giver, the mail man, the school teachers, friends, the boss, co-workers, the small hostess gifts for any...

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