Homecoming, Teen Money Management and Designer Jeans

A $400 pair of designer jeans.
A restaurant with linen table cloths and the waiter that places the napkin in their lap 
A limo.

Welcome to HS and College Homecoming.       

But what else is Homecoming? 

It's a unique moment.  If you know us at all, you know we are all about creating a list of things to teach our "nearly flown" before they have left our sphere of influence .  What's fun?  Finding teachable moments that our kids don’t even recognize as such.   
It's like hiding veggies in the spaghetti-o’s.  (fyi, I tried that, it that doesn’t work !)

Homecoming provides teachable moment all wrapped up in scoreboards, yard lines, and cheering.  One of the huge items on my list to teach my kids was money management.  Do you have a teaching list yet?   Doing so helps you reduce worrying and sleepless nights.  

Remember those $400 jeans?  This amount was spent by a parent for their daughter’s jeans to wear at a homecoming event (no, I’m not that parent).  They could afford those jeans, so don’t let me rain on your parade if that makes sense at your house.  But everyone has a built-in money/value system. 

Our kids often get sidetracked by others money system.

The solution?  

Put them in charge of their spending for this event.  They'll begin to see the trade-offs to spending.  How?  Here are just a few great ideas that might fit your house.
First:  if any money is to be spent on this, help your child wisely decide how much and on what BEFORE a single penny is spent.  
  • Challenge them to spend money only on football tickets and get creative on anything else they feel they "need".
  • Work with other parents to "host" the homecoming dinner as a group with each family supplying a dish.
  • Set up a "money matching" system where you agree to "match" any money your child puts in from their own money supply.
  • If you give your "nearly flown" money for Homecoming items, make a deal that they can "keep" whatever portion they don't spend.  
  • Encourage other parents to offer this deal to their kids:  whatever money you don't spend, let's pool it together and all take it to a wonderful philanthropy.  Make the donation day fun.  
  • Have your teen reach out to other teens and borrow items from them from last year's events.  
  • Set a challenge for them to spend just money they have earned themselves.  
  • Remind them that no money need be spent at all.  

Our Biggest Point?

Put your "nearly flown" in charge of spending.  What a great opportunity to give them a chance to plan spending ahead.  
When teens get a chance to decide where money should go before spending it increases the likelihood that the money goes to the right spot and decreases emotional spending.  

Here's a spending form that can help you launch a beginning spending system with your HS teen:  The Teen Money Challenge

Want a bit more?  Then here is an 8-Step Parent Guide to preparing teens.  It cover 8 big teaching topics with links and sharing tips.  It's free by the way.  


We’ve got 2 favors to ask:

#1 If you have a “funny” bit of wisdom about parenting in the last season with your kids to pass on, please hit reply and share it.  If we can use it, we will pass it on to encourage more parents to laugh. Keep ‘em clean.  Give proper authorship when known!  Just hit reply.  We will get it. 

#2:  Can you share which bit of “wisdom” we mentioned that resonated with you the most?  We always want to keep our content to topics that are needed!  Just hit reply.   We will get it.

Is there another parent that might enjoy this blog today?  Please forward it to them.  Parents helping parents.

Make it a wonderful day with your kids.   
And as we firmly believe . . . 

YOU CAN Have Success in the Middle of it ALL.

Pam Hardison, JellyGeneration

Links mentioned:
Who Is JellyGeneration?

Pam Hardison, MBA, BBA in Finance and Business Education, has created and co-owned a national mail order catalog which at one point was the 21st fastest growing customerbase in the nation.  As a mom of two college-post college daughters, considers it a privilege and to meet other students and parents along the same road.   After teaching high school and college students for years, her commitment to helping them with topics most schools can't cover is the light that drives her.  

Holly Powers, Attorney-At-Law (Jameson & Powers, P.C.) has been actively practicing law since 1985 and is a shareholder with the law firm of Jameson & Powers, P.C.  The firm specializes in transactional law, health care law, and general business law.  Holly has taught students precepts concerning the legal world for over 10 years.  With 4 children, she understands what teens need to know and has a passion to help others faced with teens and aging parents.




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